If your employer is sending you to China,chances are you will enjoy the status of anexpatriate and all the benefits that comewith it, including health insurance. However,if youre not that lucky, youll have to deal withthis painfully expensive matter on your own,unless, of course, you decide not to subscribeto health insurance. But in a countrywhere a lot of people are killed each day intraffi c accidents, you would literally be takingyour life into your own hands.